TESTING...Jane Fraser is the Chair of the Board and Chief Executive Officer of Citi, the world's most global bank, which serves clients in more than 180 countries and jurisdictions.Since becoming CEO in March 2021, Jane has launched a multi-year strategy to transform, simplify and modernize the bank for the digital age. Jane is committed to making Citi the preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the U.S. She was named Chair of the Board in October 2025.During her over 20-year career at Citi, Jane has held leadership roles across Citi’s consumer and institutional businesses. Before becoming CEO, she was President of Citi and CEO of the Global Consumer Bank. She also served as Global Head of Strategy and M&amp;A, CEO of Citi’s Private Bank and CEO of Citigroup Latin America, among other leadership roles. Jane joined Citi in 2004 in the Corporate and Investment Banking division. Before joining Citi, Jane was a Partner at McKinsey &amp; Company.Jane serves on the Board of Directors of the Business Roundtable, the Council on Foreign Relations, the U.S. Saudi Business Council and the Partnership for New York City. She is Chair of the Financial Services Forum and a member of the Group of Thirty, Monetary Authority of Singapore’s International Advisory Panel, Harvard Business School’s Board of Dean’s Advisors, the Stanford Global Advisory Board and the Economic Club of New York. Jane has an M.B.A. from Harvard Business School and an M.A. in economics from Cambridge University. She is married with two children.&nbsp;Jane Frasers board of work

Chair of the Board and Chief Executive Officer, Citi, Chair of the Board and Chief Executive Officer, Citi, Chair of the Board and Chief Executive Officer, Citi, Chair of the Board and Chief Executive Officer, Citi, Chair of the Board and Chief Executive Officer, Citi

English

中文 (中国)

中文 (台灣)

日本語 (日本)

TESTING...ジェーン・フレイザーは、180以上の国と地域で顧客にサービスを提供する世界で最もグローバルな銀行であるシティの取締役会長兼最高経営責任者（CEO）です。2021年3月にCEOに就任して以来、ジェーンはデジタル時代に向けて銀行を変革、簡素化、近代化するための複数年にわたる戦略を立ち上げました。ジェーンは、シティをクロスボーダーのニーズを持つ機関にとって卓越した銀行パートナー、ウェルスマネジメントにおけるグローバルリーダー、そして米国という本国市場において価値ある個人向け銀行にすることに尽力しています。2025年10月には取締役会長に任命されました。シティでの20年以上のキャリアの中で、ジェーンはシティのコンシューマーおよび機関投資家向けビジネス全体でリーダーシップを発揮してきました。CEO就任前は、シティの社長兼グローバル・コンシューマー・バンクのCEOを務めました。また、グローバル戦略・M&amp;A責任者、シティ・プライベート・バンクのCEO、シティグループ・ラテンアメリカのCEOなど、数々の要職を歴任しました。ジェーンは2004年にコーポレート・アンド・インベストメント・バンキング部門でシティに入社しました。シティ入社前は、マッキンゼー・アンド・カンパニーのパートナーを務めていました。ジェーンは、ビジネス・ラウンドテーブル、外交問題評議会、米サウジアラビア・ビジネス・カウンシル、パートナーシップ・フォー・ニューヨーク・シティの理事を務めています。また、ファイナンシャル・サービス・フォーラムの会長であり、G30（Group of Thirty）、シンガポール金融管理局の国際諮問委員会、ハーバード・ビジネス・スクールの学部長諮問委員会、スタンフォード・グローバル諮問委員会、ニューヨーク・エコノミック・クラブのメンバーでもあります。ジェーンはハーバード・ビジネス・スクールでMBAを、ケンブリッジ大学で経済学の修士号を取得しています。既婚で2人の子供がいます。&nbsp;ジェーン・フレイザーの取締役会での活動

シティ 取締役会長兼最高経営責任者（CEO）、シティ 取締役会長兼最高経営責任者（CEO）、シティ 取締役会長兼最高経営責任者（CEO）、シティ 取締役会長兼最高経営責任者（CEO）、シティ 取締役会長兼最高経営責任者（CEO）

测试中...Jane Fraser 是全球性银行花旗集团（Citi）的董事会主席兼首席执行官，该行在 180 多个国家和地区为客户提供服务。自 2021 年 3 月出任首席执行官以来，Jane 启动了一项多年期战略，旨在为数字时代转型、简化和现代化该银行。Jane 致力于使花旗成为有跨境需求机构的首选银行合作伙伴、财富管理领域的全球领导者，以及其美国本土市场中备受推崇的个人银行。她于 2025 年 10 月被任命为董事会主席。在花旗 20 多年的职业生涯中，Jane 曾在花旗的消费者和机构业务部门担任领导职务。在担任首席执行官之前，她曾任花旗总裁兼全球消费者银行首席执行官。她还曾担任全球战略与并购主管、花旗私人银行首席执行官以及花旗集团拉丁美洲首席执行官等领导职务。Jane 于 2004 年加入花旗企业与投资银行部门。在加入花旗之前，Jane 是麦肯锡公司（McKinsey & Company）的合伙人。Jane 是商业圆桌会议（Business Roundtable）、外交关系委员会（Council on Foreign Relations）、美沙商业理事会（U.S. Saudi Business Council）和纽约市伙伴关系组织（Partnership for New York City）的董事会成员。她是金融服务论坛（Financial Services Forum）主席，也是三十人小组（Group of Thirty）、新加坡金融管理局国际咨询小组、哈佛商学院院长顾问委员会、斯坦福全球咨询委员会以及纽约经济俱乐部（Economic Club of New York）的成员。Jane 拥有哈佛商学院工商管理硕士学位（M.B.A.）和剑桥大学经济学硕士学位（M.A.）。她已婚，育有两个孩子。&nbsp;Jane Fraser 的董事会工作

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TESTING...Jane Fraser 是花旗集團（Citi）的董事長兼執行長。花旗是全球最具國際化的銀行，服務範圍涵蓋超過 180 個國家與司法管轄區。自 2021 年 3 月出任執行長以來，Jane 啟動了一項多年期策略，旨在為數位時代轉型、簡化並現代化這家銀行。Jane 致力於讓花旗成為有跨境需求機構的首選銀行合作夥伴、全球財富管理的領導者，以及美國本土市場備受推崇的個人銀行。她於 2025 年 10 月獲任命為董事長。在花旗超過 20 年的職涯中，Jane 曾在花旗的消費金融與機構業務部門擔任多項領導職務。在出任執行長之前，她曾擔任花旗集團總裁兼全球消費金融銀行執行長。她也曾擔任全球策略與併購主管、花旗私人銀行執行長以及花旗集團拉丁美洲執行長等領導職務。Jane 於 2004 年加入花旗，任職於企業與投資銀行部門。在加入花旗之前，Jane 曾是 McKinsey & Company 的合夥人。Jane 目前擔任 Business Roundtable、Council on Foreign Relations、U.S. Saudi Business Council 以及 Partnership for New York City 的董事會成員。她是 Financial Services Forum 的主席，同時也是 Group of Thirty、Monetary Authority of Singapore’s International Advisory Panel、Harvard Business School’s Board of Dean’s Advisors、Stanford Global Advisory Board 以及 Economic Club of New York 的成員。Jane 擁有 Harvard Business School 的工商管理碩士學位（M.B.A.）以及 Cambridge University 的經濟學碩士學位（M.A.）。她已婚並育有兩名子女。&nbsp;Jane Fraser 的董事會工作

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Jane Fraser

Peter Babej is Chief Executive Officer of Citi Asia Pacific, responsible for the firm's operations across the region. Peter is a member of Citi's Executive Management Team and the Board of the Citi Foundation.Previously, Peter served as Global Head of the Financial Institutions Group. Under his leadership, Citi attained a leading position in the sector and participated in numerous landmark transactions globally.Previously, Peter served in senior roles at Deutsche Bank and Lazard, where he advised financial institutions across North America, Europe and Asia.Peter holds a B.A. (summa cum laude) from the School of Public and International Affairs of Princeton, and a J.D. and Ph.D from Harvard University. He is a member of the Council of Foreign Relations.

Chief Executive Officer

Peter Babej

Titi Cole is the Chief Executive Officer of Legacy Franchises, responsible for overseeing the new operating segment that houses Citi's consumer businesses and colleagues in Asia, Europe, the Middle East, Africa and Mexico. She is a member of the Executive Management Team and serves as a Member of the Board of Grupo Financiero Citibanamex, S.A. de C.V. and Banco Nacional de México, S.A.Prior to her current role, Titi served as the Head of Global Operations and Fraud Prevention and the Chief Client Officer for Personal Banking and Wealth Management (PBWM). Titi also served as the Global Diversity &amp; Inclusion Champion for PBWM, where she led initiatives to increase representation of women and underrepresented groups across the business.Before joining Citi in 2020, Titi was the Head of Consumer and Small Business Banking Operations and Contact Centers at Wells Fargo after previously leading Shared Services for Consumer Credit Solutions. She also served as a member of Wells Fargo's Management Committee. Previously, Titi led Retail Products and Underwriting for Bank of America with responsibility for the consumer credit card, debit and checking businesses, credit card underwriting and fulfillment, and the enterprise payments network group. She has also held leadership roles at BMO Harris Bank in Chicago and McKinsey &amp; Company.Titi earned a Bachelor of Economics degree from the University of Ibadan in Nigeria and a Master of Business Administration degree from Northwestern University's Kellogg School of Management. Titi serves on the Board of Trustees for Queens University of Charlotte.

Former Head of Legacy Franchises, Citigroup Inc.

Titi Cole

Mark Mason was named Chief Financial Officer of Citi in February 2019. He is responsible for the financial management of the company and also spearheads Citi’s Expense Management and Citi Ventures Initiatives. Prior to being named Citi CFO, Mr. Mason served as CFO of Citi’s Institutional Clients Group (ICG) and was the executive responsible for Citi’s Comprehensive Capital Analysis and Review (CCAR) submission process.Mr. Mason joined Citi in 2001 and has held several senior operational, strategic, and financial executive positions, including CEO of Citi Private Bank, CEO of Citi Holdings and CFO and Head of Strategy and M&amp;A for Citi’s Global Wealth Management Division.Prior to his tenure at Citi, Mr. Mason was Director of Strategy and Business Development with Lucent Technologies. He also spent several years as Strategy Consultant with Marakon Associates, working with a number of Fortune 100 companies to develop strategies to maximize shareholder value. Mr. Mason also has investment banking experience with Goldman, Sachs &amp; Co.Mr. Mason serves as a Trustee of Howard University, where he received a B.B.A. in finance and graduated with honors. He also holds an M.B.A. from Harvard Business School. He is a former Director of Primerica, Inc. (NYSEL PRI)Mr. Mason resides in New Jersey with his wife and two children.

Chief Financial Officer

Mark Mason

As Chief of Staff to the CEO, Margo Pilic works with Citi's leadership team, the Board of Directors, clients, regulators, investors and external partners to support the delivery of Citi's strategic priorities.
Margo joined Citi in 2004. Prior to joining the Office of the CEO, Margo was the Finance Officer for the Institutional Clients Group (ICG) in Latin America. Previously, Margo had several senior roles in the Foreign Exchange business, focused on electronic client solutions. Before joining FX, she worked in the Corporate Center in Reengineering and as the Chief of Staff for Citi's former Chief Operating Officer, as well as in ICG Strategy.
Margo started her career in investment banking at Donaldson, Lufkin &amp; Jenrette and then at Credit Suisse.
Margo holds a Bachelor of Arts from Boston College and a Masters of Business Administration from Harvard Business School. She is married with two children.
&nbsp;
* The Chief of Staff is a direct report to the CEO but not a member of the Executive Management Team.

Chief of Staff | Office of the CEO

Margo Pilic

Sara Wechter is Citi's Head of Human Resources, responsible for recruiting, diversity, global learning, talent development, benefits, compensation and employee relations. Since assuming this role in July 2018, she has championed pay-equity efforts across Citi, most notably making Citi one of the first companies to disclose its raw pay gap data for women and minorities in 2019 and annually since then.Under Sara’s leadership, Citi has been at the helm of many industry-leading employee programs, including launching a global paid parental leave standard in every country in which Citi operates and providing multiple mental health resources to employees. In addition, Sara leads Citi’s North America Crisis Management Oversight Team, which is managing Citi’s response to the COVID-19 pandemic.Prior to this role, Sara served as Citi's Head of Talent and Diversity as well as Chief of Staff to former Citi Chief Executive Officer Mike Corbat. She has held several roles since first joining Citi in 2004. After working in Investment Banking, Sara joined Citi's Corporate M&amp;A and Strategy team in 2007. She also served as Chief of Staff to Richard Parsons and Michael O'Neill during their respective terms as Chair of Citi's Board of Directors.Sara is a graduate of Emory University and lives in New York City with her husband and two children.

Chief Human Resources Officer

Sara Wechter

Paco Ybarra is Chief Executive Officer of Citi&rsquo;s Institutional Clients Group, which includes its Banking, Markets and Services businesses. He is a member of the Executive Management Team, Chairman of the Institutional Clients Group Risk Management Committee and serves as a Member of the Board of Grupo Financiero Citibanamex, S.A. de C.V.
Prior to assuming his current role in May 2019, Paco was Global Head of Markets and Securities Services. He joined the bank in 1987 in Spain as a Management Associate. During his career he has held positions in Spain, Mexico, Singapore, New York and London. In November 2006, he became Co-Head of Global Fixed Income, and in 2011 was appointed Global Head of Markets. In November 2013, his responsibilities were expanded to include the securities services businesses. He was appointed Deputy Head of the Institutional Clients Group in October 2018.
Paco holds a Bachelor of Arts degree in economics from the University of Valencia in Spain and a Master of Business Administration degree from I.E.S.E. in Barcelona. He is a member of the Board of Directors of EMPower in the United Kingdom, a non-for-profit organization that supports at-risk youth in Emerging Markets. He also sits in the Alumni Board of I.E.S.E.

Chief Executive Officer |  Institutional Clients Group

Paco Ybarra

John Gerspach

Press Release

Transcript

Citi CEO Jane Fraser Presents at Bernstein’s 38th Annual Strategic Decisions Conference

2007 1Q 10-Q

TEST TEST&nbsp;Jane Fraser is the Chief Executive Officer of Citi, a leading global bank, serving millions of consumers, businesses and institutions across nearly 160 countries and jurisdictions. She is the first female CEO in the firm’s history.Jane has deep experience across Citi’s consumer and institutional businesses and, in many ways, she helped shape Citi into the company it is today. Before becoming CEO in February 2021, she was President of Citi and CEO of the Global Consumer Bank, responsible for all of Citi’s Consumer businesses, including Retail Banking and Wealth Management, Credit Cards, Mortgage and Operations and Technology in 19 markets. Before that, she was the Chief Executive Officer of Citigroup Latin America from 2015 to 2019. From 2013 to 2015, she was the Chief Executive Officer of the U.S. Consumer and Commercial Banking and CitiMortgage. From 2009 to 2013, Jane served as the Chief Executive Officer of Citi's Global Private Bank. Prior, Jane was the Global Head of Strategy and Mergers &amp; Acquisitions for Citi from 2007 to 2009. She joined Citi in 2004 in the Corporate and Investment Banking division.Before joining Citi, Jane was a Partner at McKinsey &amp; Company. She started her career at Goldman Sachs in the Mergers &amp; Acquisitions department in London and then worked for Asesores Bursátiles in Madrid, Spain.Jane serves as a Board Member for the Business Roundtable and the Council on Foreign Relations. She is Vice Chair for the Partnership for New York City and a member of Harvard Business School’s Board of Dean’s Advisors, the Stanford Global Advisory Board and the Economic Club of New York. Jane has an M.B.A. from Harvard Business School and an M.A. in economics from Cambridge University. She is married with two children.

TEST - Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi,Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi,Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi,Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi, Chief Executive Officer, Citi

TEST TEST&nbsp;Jane Fraserは、約160の国と地域で数百万の消費者、企業、機関にサービスを提供する世界的な大手銀行、Citiの最高経営責任者（CEO）です。同社の歴史上、初の女性CEOとなります。JaneはCitiの消費者向けおよび機関向けビジネス全般において深い経験を有しており、今日のCitiを築き上げる上で多大な貢献をしてきました。2021年2月にCEOに就任する以前は、Citiの社長兼グローバル・コンシューマー・バンクのCEOを務め、19市場におけるリテール・バンキング、ウェルス・マネジメント、クレジットカード、住宅ローン、オペレーションおよびテクノロジーを含む、Citiのすべての消費者向けビジネスを統括していました。それ以前は、2015年から2019年までCitigroup Latin Americaの最高経営責任者（CEO）を務めました。2013年から2015年までは、米国消費者・商業銀行部門およびCitiMortgageの最高経営責任者（CEO）を務めました。2009年から2013年まで、JaneはCitiのグローバル・プライベート・バンクの最高経営責任者（CEO）を務めました。それ以前は、2007年から2009年までCitiの戦略・M&amp;A担当グローバル・ヘッドを務めました。2004年にコーポレート・投資銀行部門でCitiに入社しました。Citi入社前は、McKinsey &amp; Companyのパートナーを務めていました。キャリアのスタートはGoldman SachsのロンドンにおけるM&amp;A部門であり、その後スペインのマドリードにあるAsesores Bursátilesで勤務しました。JaneはBusiness RoundtableおよびCouncil on Foreign Relationsの理事を務めています。また、Partnership for New York Cityの副会長であり、Harvard Business SchoolのBoard of Dean’s Advisors、Stanford Global Advisory Board、Economic Club of New Yorkのメンバーでもあります。JaneはHarvard Business SchoolでMBAを、Cambridge Universityで経済学の修士号（M.A.）を取得しています。既婚で、2人の子供がいます。

TEST - シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）、シティ最高経営責任者（CEO）

TEST TEST&nbsp;Jane Fraser 是花旗集团（Citi）的首席执行官。花旗集团是一家领先的全球性银行，为近 160 个国家和地区的数百万消费者、企业和机构提供服务。她是该行历史上首位女性首席执行官。Jane 在花旗的消费者和机构业务方面拥有深厚的经验，在许多方面，她帮助塑造了今天的花旗。在 2021 年 2 月出任首席执行官之前，她曾担任花旗集团总裁兼全球消费者银行首席执行官，负责花旗在 19 个市场的所有消费者业务，包括零售银行与财富管理、信用卡、抵押贷款以及运营与技术。在此之前，她曾于 2015 年至 2019 年担任花旗集团拉丁美洲首席执行官。2013 年至 2015 年，她担任美国消费者与商业银行及 CitiMortgage 首席执行官。2009 年至 2013 年，Jane 担任花旗全球私人银行首席执行官。在此之前，Jane 于 2007 年至 2009 年担任花旗全球战略与并购主管。她于 2004 年加入花旗，任职于企业与投资银行部门。在加入花旗之前，Jane 曾是麦肯锡公司（McKinsey &amp; Company）的合伙人。她的职业生涯始于高盛（Goldman Sachs）伦敦并购部门，随后在西班牙马德里的 Asesores Bursátiles 工作。Jane 是商业圆桌会议（Business Roundtable）和外交关系委员会（Council on Foreign Relations）的董事会成员。她还是纽约伙伴关系组织（Partnership for New York City）的副主席，以及哈佛商学院院长顾问委员会、斯坦福全球顾问委员会和纽约经济俱乐部（Economic Club of New York）的成员。Jane 拥有哈佛商学院工商管理硕士学位（M.B.A.）和剑桥大学经济学硕士学位（M.A.）。她已婚，育有两个孩子。

TEST - 花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官，花旗集团首席执行官

TEST TEST&nbsp;Jane Fraser 是全球領先銀行花旗集團（Citi）的執行長，為近 160 個國家和地區的數百萬消費者、企業和機構提供服務。她是該公司歷史上首位女性執行長。Jane 在花旗的消費者和機構業務方面擁有深厚的經驗，在許多方面，她協助將花旗塑造為今日的樣貌。在 2021 年 2 月出任執行長之前，她曾擔任花旗集團總裁兼全球消費者銀行執行長，負責花旗所有消費者業務，包括 19 個市場的零售銀行與財富管理、信用卡、房貸以及營運與技術部門。在此之前，她曾於 2015 年至 2019 年擔任花旗集團拉丁美洲執行長。2013 年至 2015 年間，她擔任花旗美國消費者與商業銀行及 CitiMortgage 的執行長。2009 年至 2013 年，Jane 擔任花旗全球私人銀行執行長。在此之前，Jane 於 2007 年至 2009 年擔任花旗全球策略與併購主管。她於 2004 年加入花旗，任職於企業與投資銀行部門。在加入花旗之前，Jane 曾是 McKinsey &amp; Company 的合夥人。她的職業生涯始於倫敦 Goldman Sachs 的併購部門，隨後在西班牙馬德里的 Asesores Bursátiles 工作。Jane 目前擔任 Business Roundtable 和 Council on Foreign Relations 的董事會成員。她是 Partnership for New York City 的副主席，也是 Harvard Business School 院長顧問委員會、Stanford Global Advisory Board 以及 Economic Club of New York 的成員。Jane 擁有 Harvard Business School 的工商管理碩士學位（M.B.A.）以及 Cambridge University 的經濟學碩士學位（M.A.）。她已婚並育有兩名子女。

TEST - 花旗集團執行長

Jane Fraser Test

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Andy Morton is a Managing Director and Global Head of Markets at Citi. He has been with Citi since 2008, and was previously head of the G10 rates, markets treasury and finance businesses and was responsible for the markets quantitative analysis (MQA) function.
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Andy began his working career as an academic in mathematical finance. He is the co-author of the HJM interest rate model, a widely used framework for the valuation of interest rate derivatives. He earned a Bachelor of Mathematics degree from University of Waterloo and a Doctor of Philosophy in engineering from Cornell University.

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