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The views expressed herein are those of the author and do not necessarily reflect the views of Citigroup Inc. or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.

The views expressed herein are those of the author and do not necessarily reflect the views of Citigroup Inc. or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results.

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Episode 2: Title

Good Things Happen is a podcast from Citi that tackles some of the biggest challenges facing the investing world from a collaborative angle. With some of the sharpest minds in finance and beyond, host Jorian Murray invites guests to take a step back and look at the big picture on the journey toward progress.

Good Things Happen

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title2

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title4

Pull Quote. Qorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim. HIGHLIGHTS

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text block header At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.&nbsp;

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Ashwin Shirvaikar, CFA

Ajay Khorana Elinor Hoover Anil Shivdasani Gustav Sigurdsson

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Jay Collins

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<ul>
<li>This Summer, U.S. Citi Retail Bank consumers will have increased access to even more affordable financial services, This Summer, U.S. Citi Retail Bank consumers will have increased access to even more affordable financial services.</li>
<li>test 1</li>
<li>test 2</li>
</ul> HIGHLIGHTS

<ul>
<li>This Summer, U.S. Citi Retail Bank consumers will have increased access to even more affordable financial services, This Summer, U.S. Citi Retail Bank consumers will have increased access to even more affordable financial services.</li>
<li>test 1</li>
<li>test 2</li>
</ul>

We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests: they are in our clients' interests, create economic value, and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do.

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What You Can Expect From Us & What We Expect From Ourselves Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank &ndash; an institution connecting millions of people across hundreds of countries and cities.
We protect people's savings and help them make the purchases &ndash; from everyday transactions to buying a home &ndash; that improve the quality of their lives. We advise people on how to invest for future needs, such as their children's education and their own retirement, and help them buy securities such as stocks and bonds.
We work with companies to optimize their daily operations, whether they need working capital, to make payroll or export their goods overseas. By lending to companies large and small, we help them grow, creating jobs and real economic value at home and in communities around the world. We provide financing and support to governments at all levels, so they can build sustainable infrastructure, such as housing, transportation, schools and other vital public works.
These capabilities create an obligation to act responsibly, do everything possible to create the best outcomes, and prudently manage risk. If we fall short, we will take decisive action and learn from our experience.
We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests: they are in our clients' interests, create economic value, and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do.

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank &ndash; an institution connecting millions of people across hundreds of countries and cities.
We protect people's savings and help them make the purchases &ndash; from everyday transactions to buying a home &ndash; that improve the quality of their lives. We advise people on how to invest for future needs, such as their children's education and their own retirement, and help them buy securities such as stocks and bonds.
We work with companies to optimize their daily operations, whether they need working capital, to make payroll or export their goods overseas. By lending to companies large and small, we help them grow, creating jobs and real economic value at home and in communities around the world. We provide financing and support to governments at all levels, so they can build sustainable infrastructure, such as housing, transportation, schools and other vital public works.
These capabilities create an obligation to act responsibly, do everything possible to create the best outcomes, and prudently manage risk. If we fall short, we will take decisive action and learn from our experience.
We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests: they are in our clients' interests, create economic value, and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do.

What You Can Expect From Us & What We Expect From Ourselves

This is a text image  For our own operations, we are targeting net zero emissions by 2030. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal.

For our own operations, we are targeting net zero emissions by 2030. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal.

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test 2

The text here should be center-aligned with the image on the right. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores. image card with IR video and link - Second Quarter Financial Results

The text here should be center-aligned with the image on the right. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores.

image card with IR video and link - Second Quarter Financial Results

For our own operations, we are targeting net zero emissions by 2035. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal. one image card - default - kaltura video

For our own operations, we are targeting net zero emissions by 2035. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal.

one image card - default - kaltura video

image card left-right test image card left-right test image card left-right

test image card left-right test image card left-right

4Q Revenues

3Q Revenues

2Q Revenues

1Q Revenues

1Q Net Income

2Q Net Income

Test1

Test2

Test3

Test4

SLR1, sub 2

Test 5

For our own operations, we are targeting net zero emissions by 2035. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal. image card - video.citi.com For our own operations, we are targeting net zero emissions by 2030. Last year. 

image card - video.citi.com

test body test collapse collapse summary <ul>
<li>This Summer, U.S. Citi Retail Bank consumers will have increased access to even more affordable financial services, This Summer, U.S. Citi Retail Bank consumers will have increased access to even more affordable financial services.</li>
<li>test 1</li>
<li>test 2</li>
</ul> HIGHLIGHTS We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests: they are in our clients' interests, create economic value, and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do. test add rich text, test add rich text, test add rich text,test add rich text, test add rich text, test add rich text, test add rich text, test add rich text, test add rich text, test add rich text, test add rich text,test add rich text, test add rich text, test add rich text, test add rich text, test add rich text. What You Can Expect From Us & What We Expect From Ourselves Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank &ndash; an institution connecting millions of people across hundreds of countries and cities.
We protect people's savings and help them make the purchases &ndash; from everyday transactions to buying a home &ndash; that improve the quality of their lives. We advise people on how to invest for future needs, such as their children's education and their own retirement, and help them buy securities such as stocks and bonds.
We work with companies to optimize their daily operations, whether they need working capital, to make payroll or export their goods overseas. By lending to companies large and small, we help them grow, creating jobs and real economic value at home and in communities around the world. We provide financing and support to governments at all levels, so they can build sustainable infrastructure, such as housing, transportation, schools and other vital public works.
These capabilities create an obligation to act responsibly, do everything possible to create the best outcomes, and prudently manage risk. If we fall short, we will take decisive action and learn from our experience.
We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests: they are in our clients' interests, create economic value, and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do. This is a text image For our own operations, we are targeting net zero emissions by 2030. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal. test 2 test video test The text here should be center-aligned with the image on the right. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores. image card with IR video and link - Second Quarter Financial Results For our own operations, we are targeting net zero emissions by 2035. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal. one image card - default - kaltura video image card left-right test image card left-right test image card left-right image card left-right test image card left-right test image card left-right For our own operations, we are targeting net zero emissions by 2035. Last year, we undertook a discovery and planning process to develop a strategy for reaching this goal. This included broad engagement with employees and analysis to help us define the boundaries of the commitment, understand the potential challenges, and identify short-, medium- and long-term priorities to help us reach our goal. image card - video.citi.com For our own operations, we are targeting net zero emissions by 2030. Last year. test video.com video 1 2

test 1

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Pernille Henneberg Catherine L Mann

Tobias M Levkovich

Monique Pollard Catherine T O’Neill

Dana M Peterson Estaban Tamayo

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video-image-li-test

zrtest  10288

qa test series season 1026-1

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test new season

Environment Social Governance (ESG)

Commercial Bank

Banking & International

We provide global banking solutions to mid-sized companies that are looking to grow rapidly and expand internationally. 

qa test series season 1026-1

Commercial Bank

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