Financial Inclusion

The Citi Foundation supports efforts to develop a more inclusive financial system that provides greater access to financial products, services and capital to low-income communities and individuals.

Access to capital and financial products empowers adults and young people to build financial assets, enables entrepreneurs to grow or launch businesses that create jobs, and helps community-based organizations strengthen and transform communities. Accordingly, the Citi Foundation supports community-based lenders, including Community Development Financial Institutions (CDFIs) that provide access to capital, financial products and wrap-around services to small businesses. However, we believe access to capital and products alone is not enough. Financial capability—the ability to establish financial plans and develop strategies for preserving a strong financial position during times of both economic prosperity and instability—is critical to the financial well-being and upward economic mobility of individuals and communities.

Citi's mission is to enable growth and economic progress. Four guiding principles drive how we bring this mission to life in the communities we serve: • Execute a business model that drives positive social impact • Partner with community organizations, foster open dialogue with key stakeholders, and develop enduring solutions • Build an inclusive workplace that harnesses the expertise and passion of our employees to make a positive impact • Take a stand on issues that matter, helping to shape and inform solutions to systemic problems that affect our communities